What is Kodigo?
Kodigo is a phonebook for payment QR codes. Instead of a folder of camera-roll screenshots — "GCash QR (2)", "BPI final final" — you get a proper contacts list. Each person (or yourself, under "My QRs") holds one or more codes: their GCash, their BPI, their Pix key, whatever they've sent you. Find them by name, show the code, done.
It doesn't just keep the photo. Kodigo decodes the QR and stores the actual payment data underneath — the account number, the payee name, the bank or e-wallet, the currency — then re-draws a clean, sharp code from that data every time you open it. No skew, no glare, no screenshot artifacts, and it scans exactly the same as the original.
It's built to work with payment QR standards from around the world, not just one country's wallet app — see "Works with" below. Anything it doesn't specifically recognize still gets saved and shown correctly, including ordinary barcodes.
How it works
Save it once. Scan a QR with the camera, import an existing photo (even a slightly crooked or glare-y one), paste the raw text, or share a code into Kodigo from any other app. File it under whoever it belongs to.
Find it instantly. Search by name, bank, e-wallet, or account — an alphabetical contacts list with Favorites and "My QRs" pinned at the top, instead of scrolling through lookalike screenshots.
Show it or send it. A big, sharp, re-rendered code at max brightness, ready to scan — or copy the account number, share it into your bank or chat app, or save it to Photos for a bank app's "Upload QR" picker.
Features
Person-centric, not app-centric
Every bank and e-wallet app only knows its own saved recipients. Kodigo is the one place where "Juan" holds his BPI, his GCash, and his Pix key together.
Works globally
Recognizes the national payment QR standards of roughly 20 countries, plus a generic reader for the rest — see the full "Works with" list below.
Add codes your way
Scan with the camera, import a photo (even a slightly rough one), paste text directly, or share a code in from any other app.
Always redrawn clean
Kodigo stores the decoded data, not the photo, and re-draws a crisp code from it every time — no skew, glare, or screenshot clutter, and it verifies the redraw scans identically before it ever saves.
Hand it off however works
Show it full-screen at max brightness, share it as an image or as text straight into a bank/chat app, copy any individual field (account number, reference, payee name), or save it to Photos for a bank's "Upload QR" flow — Kodigo cleans up after itself automatically.
Favorites & "My QRs"
Pin the people you pay most often, and keep your own payment codes one tap away at the top of the list.
Institution list stays current
Bank and e-wallet names/colors sync from a small public registry Kodigo checks periodically, so a newly recognized bank or a fix can ship without waiting for an app update.
Optional App Lock
Lock Kodigo behind Face ID, fingerprint, or your device passcode — handled entirely by your phone's own OS. Kodigo never sees or stores your biometric data.
Encrypted backup, your way
Export everything — codes and photos included — into a single passphrase-encrypted file, and send it wherever you already trust: your own cloud drive, a messaging app, email to yourself.
Private by design
No account, no server for your data, no analytics or ad SDKs. Everything you save stays on your device unless you explicitly export or share it.
Works with
Kodigo recognizes the payment QR formats used across a couple dozen countries, so it's not locked to any single bank or wallet:
Plus a generic payment-QR reader for any other country's bank or wallet, and support for everyday barcodes (loyalty cards, tickets, and more). Not affiliated with any bank, e-wallet, or payment scheme listed above — names are trademarks of their respective owners.
Not a banking app
Pricing
Kodigo is free to use during the closed beta. The plan for launch is a generous free tier (multiple contacts, unlimited "My QRs," every add method, all parsing, backup, and App Lock) plus a one-time Pro unlock for unlimited contacts — no subscriptions, no ads, ever.
Developer
Kodigo is an independent app developed by Jan Aguja, currently in closed beta on Android and iOS. For questions or feedback, reach out at [email protected].